Monthly Archives: September 2016

Retired early

I last posted here on 16th April 2015. That is a long time ago and posting so infrequently is not the best way to run a blog. However I’ve been going through a lot of changes in the intervening time, and a lot of those changes are still to fully play out. Therefore this post is really nothing more than a place holder, until I’m in a position to be comfortable spending more time here.

In my last post I had achieved my magic number that represented my financial freedom, but had a sense of “what next”. So for the sake of completeness here are the milestones of what happened next since I last posted:

  • July 2015: This is when I finally I decided to leave work, with a planned exit date of 31st March 2016. I opted for this date for a number of reasons. It was a good clean date for tax purposes. I could fully exploit my SIPP and ISA contributions in tax year 15/16, then move to super simple tax affairs from the start of the 16/17 tax year. Also it worked out well for the family and me, as it allowed me to work through the dark and damp winter days that are of less value to free souls, but we were still free in time to enjoy the bright and long days of a typical British spring and summer. Above all I liked the idea of updating my Linked-in profile on April first (all fools day) to say I’d left work.
  • November 2015: This is when I handed in my notice to leave work (I had a three month notice period, but gave them extra notice just because I could).
  • 31st March 2016: Left work!

My plan is to allow one year to decompress and to catch up with my neglected life. Also in this time I should make a plan for what comes next.

Catching up with my own life includes looking up friends I’ve not seen in a while, sorting out domestic stuff (filing or shredding years of paperwork, moving utility, phone and financial suppliers to better deals, de-cluttering, household maintenance and garden jobs, etc).

Also I’ve been spending time with my father who is seriously ill, and being able to do this is so far perhaps the most valuable benefit of financial independence. When my time with my farther sadly ends, I expect I’ll be back here with posts and thoughts on a slightly more frequent basis. Thanks for reading.